What is the difference between a notary public bond and notary public errors and omissions insurance? Many Texas notaries wonder what the notary public bond is, why it is required and how it is different from notary public errors and omissions insuranc... What is the difference between a notary public bond and notary public errors & omissions insurance? Many Texas notaries wonder what the notary public bond is, why it is required and how it is different from notary public errors & omissions insurance. The main difference is the notary bond protects the public and notary public errors & omissions insurance protects you, the notary. Texas law requires individuals to obtain a $10,000 notary bond in order to be commissioned as Texas notary public. The notary bond is a type of surety bond issued by an approved surety company to protect the public against any wrongdoing on the part of the Texas notary public. The surety company guarantees to the public that you, as a notary public, will perform your duties in accordance with Texas law, and if you do not, the company will pay any damages caused by the incorrect notarization up to the amount of the bond. Notary public errors & omissions insurance is an insurance policy offering protection for the Texas notary public in the event of unintentional mistakes. Errors & omissions policies cover damages occurring due to the notary’s negligence, mistakes or failure to take proper action in the performance of notarial duties. The notary public bond is required, while notary public errors & omissions insurance is not. However, we highly recommend all notaries carry errors & omissions insurance to protect themselves. To learn more about becoming a notary public, renewing your commission or protecting yourself with notary public errors & omissions insurance, visit our website at www.NotaryPublicTexas.com. Notary bonds and Errors & Omissions insurance are underwritten by Universal Surety of America.