Notary Public Underwriters Blog
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Happy 30th NPU!
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- Published: May 15, 2015
- Notary Tips
In May 1985, Notary Public Underwriters started out on their mission to help serve the notaries of Florida. Thirty years later, we help notaries public through-out the nation. NPU has stayed dedicated to our mission of creating a family work environm...
How to Notarize a Document for a Minor
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- Published: January 11, 2020
- Notary Tips
How to Notarize a Document for a Minor
Notarizing a document for a minor can seem intimidating at first. While this request is uncommon, it does happen occasionally, so it’s important to be prepared. Not to worry; it’s easier than it seems. Here are the three steps you need to complete before notarizing for a minor.
Notary Public Insurance
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- Published: January 10, 2022
- Notary Public Underwriters
Notary Public Insurance
Are you protected?
Many notaries mistakenly believe that the notary bond protects the notary. However, this is not the case. The notary bond is designed to protect the public. If a claim is made against your bond, you are required to pay it back. Notary Public Errors & Omissions Insurance is designed to protect you, the notary.
We strongly recommend all notaries carry Notary Public Errors & Omissions Insurance. An innocent mistake could result in a verdict involving tens of thousands of dollars. With Notary Public Errors & Omissions Insurance, you can be protected from financial loss for a nominal amount.
Consider these actual cases:
- A property owner and a bank sued a notary. She did nothing wrong, but was deceived by identity thieves. The notary chose to pay to settle both lawsuits rather than endure prolonged litigation. An Errors & Omissions policy would have protected her.
- A notary witnessed the signature of a minor on a deed transfer, using a passport as identification. When the parents divorced, the notary was sued on behalf of the child by her legal guardian. Because she had an Errors & Omissions policy, the notary avoided substantial legal fees. She was fully protected.
- In a real estate transaction, a notary witnessed signatures that later proved to be forgeries. Even though she was acting on instructions from her boss, the notary was held liable for $5,000 in damages.
Just as you protect your home, car and other personal effects with insurance, you need to protect your notarial acts with Notary Public Errors and Omissions Insurance. Without one of these vital and affordable policies, you could face substantial legal fees - even if you are not at fault.
Notary Public Underwriters offers various levels of coverage to best meet your needs, even if you are a currently commissioned notary public. Rates can be prorated based on the remaining length of term. To see your options, select your state from the list below.
Notary Public Errors & Omissions policies are underwritten by Universal Surety of America, Western Surety Company and Surety Bonding Company of America.
NPU's Green Energy Initiatives
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- Published: March 28, 2014
- Notary Tips
In an industry based on paper signatures and proper documentation, you would think being green would not be the easiest thing, but Notary Public Underwriters has made it a priority to be more environmentally friendly.
Notary Supplies Shop
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- Published: October 25, 2012
- Notary Public Underwriters
Notary Supplies Shop
High quality notary supplies, support and training materials that meet state notary law requirements to help Notaries perform their public duties with confidence and success.