Notary Public Underwriters Blog
The Difference Between a Notary Public and a Notary Signing Agent
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- Published: April 7, 2025
All signing agents are notaries, but not all notaries are signing agents—so what is the difference? While both roles involve notarizing documents, they serve different purposes, require different skill sets, and cater to distinct markets.
What is a Notary Public?
A notary public is a state-commissioned official authorized to perform notarial acts. A notary acts as an impartial witness to the execution (signing) of a document.
What Is a Notary Signing Agent?
A notary signing agent is simply a notary who specializes in notarizing loan documents during real estate transactions, such as mortgage closings, refinances, and home equity line of credit loans. No matter the capacity—whether a notary, a mobile notary, or a notary signing agent—each state’s notary laws and rules apply the same.
(Please note that in some states, notaries are prohibited from presiding over loan document transactions. Check your state’s requirements to be sure you are in compliance.)
How Do I Become a Notary Signing Agent?
First things first—you must obtain your notary commission. Each state has different requirements to become a notary. If you need help or have questions, one of our customer care representatives can assist you at 800.821.0831.
Once you have obtained your commission, it is best practice to take a notary signing agent training course. Our signing agent course will teach you basic notary fundamentals, help familiarize you with the most common documents you may encounter, and cover things you must know, like rescission dates, how to accept appointments, and how to complete the job. After completing a training course, you will typically be required to pass a background check and have notary signing agent insurance.
(Please note a course is not required by any state law but is highly recommended.)
What Next?
Once you have completed the process of obtaining your notary commission, taking a notary signing agent training course, passing a background check, and obtaining notary signing agent insurance, you are ready to take your notary business to the next level. Building relationships with title companies, lenders, and signing services can help you secure more assignments. Creating a strong professional presence—such as setting up a website, optimizing your online profiles, and networking within your community—can also enhance your visibility. Additionally, consider joining notary directories and industry associations to connect with potential clients and stay informed about industry trends.
Questions? Contact us via email or call us at 800.821.0831.
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